New TV show for VK

[Boxy Brown]

I have no idea what point you're trying to make Silly, or how it's relevant to anything. As lenders of last resort you could do much worse than a pawn shop. Like a payday loan, or a loan shark.

If you know the value of what you're selling or pawning you can also get a pretty fair shake at a pawnbroker, and everything is negotiable, including interest. Banks are way shadier than pawn brokers. They take money created out of thin air on 0.25% interest rate loans that are infinitely rolled over from the federal reserve, inflate that money by 10-100X, and buy up everything (businesses, real estate, commodities) to sell to everyone else. If they get into some kind of trouble from being fucktarded the reserve (which they control the board of) prints infinite more money to the inflationary detriment of everyone else to save them. What is it we're giving them now? $40,000,000,000 (extra) dollars a month forever? At least a pawnbroker can only fuck over stupid people, banks fuck over everyone.

Also, way more shady money goes through bankers' hands than pawnbrokers.

[Sillywilly]

I have no idea what point you're trying to make Silly, or how it's relevant to anything. As lenders of last resort you could do much worse than a pawn shop. Like a payday loan, or a loan shark.

If you know the value of what you're selling or pawning you can also get a pretty fair shake at a pawnbroker, and everything is negotiable, including interest. Banks are way shadier than pawn brokers. They take money created out of thin air on 0.25% interest rate loans that are infinitely rolled over from the federal reserve, inflate that money by 10-100X, and buy up everything (businesses, real estate, commodities) to sell to everyone else. If they get into some kind of trouble from being fucktarded the reserve (which they control the board of) prints infinite more money to the inflationary detriment of everyone else to save them. What is it we're giving them now? $40,000,000,000 (extra) dollars a month forever? At least a pawnbroker can only fuck over stupid people, banks fuck over everyone.

No arguments about the banks. My point was that pawn shops popped up to fill that missing niche which was someone buying stolen shit really cheap and then turning it over for a profit. That was the entire point of the no questions asked policy they had, until laws forced them to do otherwise.

Pawn shop loans while certainly not ideal are a better last resort than those payday and cash advance places. However very few loans come through pawn shops that aren't for shady purposes or by shady people. You do not sell something at 20% of it's value because you need the money for something that is 6 months away. Ebay for 48 hours with a reserve for shit sake and then pawn it if nobody bites. Medical bills/etc an be set up on payments, like most other things. There's not many valid reasons for a person to be in such a financial tight that they are willing to sell grandmothers diamond necklace that survived the titanic sinking for 20% of it's value because they need cash that same day. (metaphorical example).

[Pyrrhus]

I think you mean exaggerated example. You live in hyperbole silly.

[Mute]

Sons of Anarchy is win. I'm already about to start on Season 3... was supposed to be playing GW2 this weekend LOL

Don't want to drop spoilers for those who might watch it, but Season 2 was awesome.

Season 2 was fantastic. I thought they stepped it up from season one.


Fuckin Nazi's.

[Draconian]

You do not sell something at 20% of it's value because you need the money for something that is 6 months away. Ebay for 48 hours with a reserve for shit sake and then pawn it if nobody bites.

Clearly you've not sold an item on eBay anytime in the past few years. You can't get the money that quickly. Unless you get them to overnight you a cash payment, which won't happen, almost all transactions are done with PayPal or credit cards via PayPal. Perhaps you're a business that can run your own credit transactions, but not many people who are privately selling items can do that. Once the money hits your PayPal it is on hold until the buyer leaves feedback confirming the transaction is complete, or you can prove (with tracking) the package was delivered... then add how long it takes ebay to process that info... then add an additional 3 days, or 21 days pass with no response/complaint/feedback from the buyer, then you can take it.

Not exactly quick money.

[Sillywilly]

I think you mean exaggerated example. You live in hyperbole silly.

No because even on the show Pawn Stars I've seen them sell some "priceless" family heirlooms of varying kinds for stupid low prices. Dumbass. You know, like an actual military issue Japanse Samarui sword that this one guys grandfather took during the war and had passed down 2 generations. And you sell that bitch for quick cash? Because it was "lying around collecting dust" and you got nothing better to do than pawn it?

Bullshit. You're buying drugs or paying off a drug debt that's going to end with your knees smashed.

[Sillywilly]

Clearly you've not sold an item on eBay anytime in the past few years. You can't get the money that quickly. Unless you get them to overnight you a cash payment, which won't happen, almost all transactions are done with PayPal or credit cards via PayPal. Perhaps you're a business that can run your own credit transactions, but not many people who are privately selling items can do that. Once the money hits your PayPal it is on hold until the buyer leaves feedback confirming the transaction is complete, or you can prove (with tracking) the package was delivered... then add how long it takes ebay to process that info... then add an additional 3 days, or 21 days pass with no response/complaint/feedback from the buyer, then you can take it.

Not exactly quick money.

You do not sell something at 20% of it's value because you need the money for something that is 6 months away.

that is 6 months away that is 6 months away that is 6 months away

[Pyrrhus]

Because people value things differently? Think about how long it would take to sell it on their own for what you might consider a "fair" price.

[Mute]

No because even on the show Pawn Stars I've seen them sell some "priceless" family heirlooms of varying kinds for stupid low prices. Dumbass. You know, like an actual military issue Japanse Samarui sword that this one guys grandfather took during the war and had passed down 2 generations. And you sell that bitch for quick cash? Because it was "lying around collecting dust" and you got nothing better to do than pawn it?

Bullshit. You're buying drugs or paying off a drug debt that's going to end with your knees smashed.

Look, I'm jacked up on coffee and procrastinating on a report, so i'm gonna go a head and ramble on the subject.

Silly, I don't know what your life was like growing up, just as you don't know the life of any of those used in examples of criminals who were pawn shop customers. Perhaps you grew up too privileged to be able to understand the fact that sometimes shit happens, and people can get into situations that they were unable to prepare for. When people get into those kind of situation, often the first things to go are "priceless" objects. Why? Priority. Because the only reason they are priceless is because of what they represent, more so than what they are. You can't get rid of what an object represents, even when you no longer have that object.

So all that being said, can you now put yourself in a situation where you would consider giving up a priceless sword in comparison to, say, your TV (even if you don't have one, lets play pretend)? You have a family. What does having a sword provide you and your family? What about having a TV? Is there any stress relief to having a sword displayed on your wall? Does your family gather around and bond as you sit and look at the sword?

You've got to be really far up your own ass to be unable to imagine someone giving up a "priceless" object for anything besides drugs.

[VKhaun]

that is 6 months away that is 6 months away that is 6 months away

You're doing it again... Yes, you were right about SIX MONTHS AWAY, but that's not related to an argument about 'quick cash'. Being right about something completely unconnected and throwing around exaggerations does not defeat the basic logic that a pawnshop has a place for getting quick cash. People do not see their cars breaking down the day before a car payment and the day after making a major purchase, so they need a few bucks more than they have in savings.
LOL EBAY
SIX MONTHS AWAY
SIX MONTHS AWAY

You don't get to compare what we're talking about to an example of something else, and then pretend you can draw conclusions. If some dumbass pawned something when he didn't need to, then congratz, some dumbass is a dumbass. That's all it proves. It does not even come close to being an argument for what they're saying.

[Sillywilly]

Look, I'm jacked up on coffee and procrastinating on a report, so i'm gonna go a head and ramble on the subject.

Silly, I don't know what your life was like growing up, just as you don't know the life of any of those used in examples of criminals who were pawn shop customers. Perhaps you grew up too privileged to be able to understand the fact that sometimes shit happens, and people can get into situations that they were unable to prepare for. When people get into those kind of situation, often the first things to go are "priceless" objects. Why? Priority. Because the only reason they are priceless is because of what they represent, more so than what they are. You can't get rid of what an object represents, even when you no longer have that object.

So all that being said, can you now put yourself in a situation where you would consider giving up a priceless sword in comparison to, say, your TV (even if you don't have one, lets play pretend)? You have a family. What does having a sword provide you and your family? What about having a TV? Is there any stress relief to having a sword displayed on your wall? Does your family gather around and bond as you sit and look at the sword?

You've got to be really far up your own ass to be unable to imagine someone giving up a "priceless" object for anything besides drugs.

Actually I didn't have much money at all growing up. And my family did always make ends meet without pawning anything for "quick cash" because there are VERY VERY VERY VERY little circumstances where you need cash that day no questions asked.

So my question to you have you ever had little? Have you ever actually been in a tight situation where pawning something "priceless" was the last and only course of action?

NO. You're like that rich white kid from Traffic giving Micheal Douglas the speech on what it's like to be poor and black.

I'm not interested in your out of your ass theories. Phone Norway or something if you want to lecture about something you have no experience with. They like bar stool debating about lifestyles they've never even seen, much less lived in.

I'm from Mississippi. The poorest mother fucking state in the Union with the highest fucking crime rate per capita. WTF would I know about poor people or crime compared to some white suburban kids who have read "To Kill A Mocking Bird"?

YEAH, what was I thinking?

You're doing it again... Yes, you were right about SIX MONTHS AWAY, but that's not related to an argument about 'quick cash'. Being right about something completely unconnected and throwing around exaggerations does not defeat the basic logic that a pawnshop has a place for getting quick cash. People do not see their cars breaking down the day before a car payment and the day after making a major purchase, so they need a few bucks more than they have in savings.
LOL EBAY
SIX MONTHS AWAY
SIX MONTHS AWAY

You don't get to compare what we're talking about to an example of something else, and then pretend you can draw conclusions. If some dumbass pawned something when he didn't need to, then congratz, some dumbass is a dumbass. That's all it proves. It does not even come close to being an argument for what they're saying.

I didn't say it was related to an argument about quick cash moron, he quoted me talking about ebay, he mentioned ebay when responding to my quote but in his response he left out the whole 6 months away part. My 6 months away part is referring to people claiming they need 200 bucks to help cover the cost of their daughters wedding which was months away and was going to cost in the 10s of thousands of dollars anyway. So I mean really, grandpas autographed Elvis hat for like 2% of the total cost of the wedding? BULLSHIT. It's not my fault the weak minded fucktards are doing the same thing their lack of education/knowledge forces them to do in every argument and taking things out of context or argue strawmen because they think they are saving face.

You retards may have grown up so sheltered that in your dumbassed existence you think people are walking in there and selling things that have been in the family for generations for 200 fucking bucks because they got their leg chopped off in a car accident and need it for medical expenses but that's what you get for basing your opinion on watching some fucking reality TV show and letting your ass do your talking for you.


The short version of this thread:

Some hippy wannabe retards with no fucking knowledge of the pawn industry whatsoever jumped onto their "don't stereotype" bandwagon without realizing there was ample sources out there to connect the pawn industry to crime, etc and are now making stupid last ditch efforts at saving face. In other words, it's just like any other thread you Norwegian wannabe retards (VKaun, Drac, etc) get into an argument in. You jump into it blind and uneducated just hoping to get lucky and then start with your ad hominem bullshit about dinosaur bones when the facts don't line up for your stupid assumption.

It sounds cool to think the pawn industry just gets a bad rap due to pop culture so it must be true!!!!!

[VKhaun]

Some hippy wannabe retards with no fucking knowledge of the pawn industry whatsoever jumped onto their "don't stereotype" bandwagon without realizing there was ample sources out there to connect the pawn industry to crime, etc and are not making stupid last ditch efforts at saving face. In other words, it's just like any other thread you Norwegian wannabe retards (VKaun, Drac, etc) get into an argument in.

It sounds cool to think the pawn industry just gets a bad rap due to pop culture so it must be true!!!!!

rofl... so you repeat the same ignorant position again, pretend everyone else is ignorant, and still refuse to move the conversation forward one inch, with exaggeration as your only backup again. I called this a page or two ago, and I still managed to reply to you this many times.

Now we're both formulaic in our stupidity.

Hold on while I google some articles about garages being used for chop shops or hospitals being used to get drugs for illegal use. I got off all night tomorrow. I'll just sit here and link every business with a location in a ghetto to crime, and then Sillywilly can go around the internet for the rest of his days telling everyone to burn down every building they see because it's linked to crime... nah... that would still be changing his understanding. That'll never happen.

[Sillywilly]

rofl... so you repeat the same ignorant position again, pretend everyone else is ignorant, and still refuse to move the conversation forward one inch. I called this a page or two ago, and I still managed to reply to you this many times.

Now we're both formulaic in our stupidity.

You predicted none of you retards would post anything to refute the links that have already been posted? I wonder how you knew that lol?

Still waiting on your sources or at least experiences with the pawn industry chump. ;-)

[VKhaun]

You predicted none of you retards would post anything to refute the links that have already been posted? I wonder how you knew that lol?

Still waiting on your sources or at least experiences with the pawn industry chump. ;-)

There you go spinning the wheel again. Links posted say pawn shops need more paperwork, so you must be right that pawn shops are evil because they can be used to do bad things. Like no other business can be used for anything nefarious, and like there's no legit use for them. Like no one had already said all this when everyone has.

Fuck this idiot.
This is now a .gif thread.

[Pyrrhus]

Wait... how did you find my future wife...

[Sillywilly]

There you go spinning the wheel again. Links posted say pawn shops need more paperwork, so you must be right that pawn shops are evil because they can be used to do bad things. Like no other business can be used for anything nefarious, and like there's no legit use for them. Like no one had already said all this when everyone has.

LMAO typical VKaun. Gloss over all the information in those links about the percentage of customers that are criminals, how much stolen property is retrieved by law enforcement at pawn shops, the crime rate and the amount of pawn shops being suspiciously linked, etc.

When you have no sources of your own just ignore the other persons lol. Good job amateur.

[VKhaun]

.gif thread now Silly, stay on topic please.

[Draconian]

Actually, I used a pawn shop this summer to solve a financial problem, and didn't lose my expensive item, just moved around some cash to pay some things in a more convenient manner, without having to go to friends or family to spot me a few hundred for a few weeks. The small amount of interest I paid was worth not having to borrow money from someone in my life. That's why I have an opinion on pawn shops. And the ebay comment I misconstrued because if you do read the rest of that paragraph prior to the part I quoted, it's all about quick cash now, and better options than loan sharks or payday loans. I misunderstood what you meant by the 6 months comment, I thought it was commentary on the types of people getting fucked over not an actual situation as an example, because honestly I didn't know people *would* go to a pawn shop with 6 months to plan ahead! Then again, you come from the state with the shittiest education system and lowest IQs - so your experience with people could be very different than mine. I've never run into that kind of dumbass, and I've lived in the city and spent a few years buying and selling drugs in my early 20's, so I think I've been around the type of crowd you're speaking of - the criminals and the desperate.


Anyway, I did totally misunderstand your point about 6 months, sorry about that!

[Sillywilly]

.gif thread now Silly, stay on topic please.

My bad.

Actually, I used a pawn shop this summer to solve a financial problem, and didn't lose my expensive item, just moved around some cash to pay some things in a more convenient manner, without having to go to friends or family to spot me a few hundred for a few weeks. The small amount of interest I paid was worth not having to borrow money from someone in my life. That's why I have an opinion on pawn shops. And the ebay comment I misconstrued because if you do read the rest of that paragraph prior to the part I quoted, it's all about quick cash now, and better options than loan sharks or payday loans. I misunderstood what you meant by the 6 months comment, I thought it was commentary on the types of people getting fucked over not an actual situation as an example, because honestly I didn't know people *would* go to a pawn shop with 6 months to plan ahead! Then again, you come from the state with the shittiest education system and lowest IQs - so your experience with people could be very different than mine. I've never run into that kind of dumbass, and I've lived in the city and spent a few years buying and selling drugs in my early 20's, so I think I've been around the type of crowd you're speaking of - the criminals and the desperate.

So your own fucking transaction when you couldn't keep on budget is an example of the entire pawn shop business? Or is it your god damn aspergers that makes you think you have to defend the entire industry just because you use a pawn shop once?

That sounds about like that Canadian tard with aspergers who was convinced everyone on the planet is a closet alcoholic just because his dad drinks.

I've never run into that kind of dumbass, and I've lived in the city and spent a few years buying and selling drugs in my early 20's, so I think I've been around the type of crowd you're speaking of - the criminals and the desperate.

pawn shop user lol

[Draconian]

It's extra funny because you're a grown man with children.

[Sillywilly]

It's extra funny because you're a grown man with children.

Unlike you, am I right?

[Aeinna]

Ever had an abscessed tooth? Generally when that happens, your tooth for whatever reason bombed on you. This isn't a slow happening over time either. One minute you are fine and the next, your whole face feels likes it on fire. Probably one of the worse pains you can feel. The dentist will put you on antibiotics and if its really bad, have to pull your tooth. Do you know how much it costs to have a tooth pulled without insurance?

The average rate here is $250 dollars or up to $400 if the tooth broke off. That does not include the x-ray they have to do, as well as the fee they charge for just examining you.

Would I sell a priceless item to get this fixed? Hell yes.

[Valec]

Ever had an abscessed tooth? Generally when that happens, your tooth for whatever reason bombed on you. This isn't a slow happening over time either. One minute you are fine and the next, your whole face feels likes it on fire. Probably one of the worse pains you can feel. The dentist will put you on antibiotics and if its really bad, have to pull your tooth. Do you know how much it costs to have a tooth pulled without insurance?

The average rate here is $250 dollars or up to $400 if the tooth broke off. That does not include the x-ray they have to do, as well as the fee they charge for just examining you.

Would I sell a priceless item to get this fixed? Hell yes.

This isn't a great example because they will send you a bill. You don't need cash in hand.

However, I can agree that there are plenty of examples of times where people need cash now. Hence why I consider it to be a dirty business. Once again, it serves to take advantage of desperate people, pretty much robbing them blind because they can't wait to sell it themselves and get a fair price.

Let's break it down. Do you sell an item at a pawn shop for it's value? No. Do you sell it for close to it's value? No. Do you sell it for half of it's value? If you're lucky. There's absolutely no way to rationalize this being anything but shady.

[Draconian]

Isn't it nice that desperate people have a place to go, though? I mean, if you're desperate, you need options - right?

And although Silly likes to assume that the opposite position to his is wholly contained in one opinion, I don't at all defend the industry as a whole - there are plenty of shady dealings! But I also know the amount of legal oversight they have in NY, the fact that cops go there first thing when stolen property is filed in a report, and so... much like many other businesses, there is a shitload of room for human exploitation for capitalist gains, so more oversight is needed. If you want to ban pawn shops because you can't regulate them to prevent the exploitation of people to an acceptable level, then you shouldn't be in favor of banks at all, as international finance business, because they do much more harm to people and entice wars instead of stolen bass guitars.

[Mute]

Actually I didn't have much money at all growing up. And my family did always make ends meet without pawning anything for "quick cash" because there are VERY VERY VERY VERY little circumstances where you need cash that day no questions asked.

So my question to you have you ever had little? Have you ever actually been in a tight situation where pawning something "priceless" was the last and only course of action?

NO. You're like that rich white kid from Traffic giving Micheal Douglas the speech on what it's like to be poor and black.

You're an idiot, you know that? And not in a socially acceptable, handicap accessible way. You straight up refuse anything that does not fit with your reality. I work with a lot of children like you, so perhaps like them, your mommy and daddy gave you everything you wanted so it's hard to accept new ideas that conflict with your existing ideals.

I'm not gonna get in a "who grew up the poorest" dick measuring contest with you, but how about we just leave it at; My mom (of a poor fisherman) and dad (oldest of 10) also rose to where they are from nothing. And we never have had anything that anyone would consider "priceless". That's part of why I think its funny that you keep using the word "priceless" like it means something.

And just another side note you'll probably ignore; the fewer amount of people you have to care for in life, the less of a chance you'll have to worry about quick emergency cash. So it would make sense why your privileged ass who grew up with successful parents never had to look for quick cash.

I'm from Mississippi. The poorest mother fucking state in the Union with the highest fucking crime rate per capita. WTF would I know about poor people or crime compared to some white suburban kids who have read "To Kill A Mocking Bird"?

Where you grew up has nothing to do with the simple fact that you (as a person) do not get it. You never will get it.